Coverage Built for Every Driver
Our take on The General is that they are one of the most widely recognized auto insurance providers in the country, known for specializing in coverage for drivers who need flexibility. This includes coverage for those with less-than-perfect driving records, prior lapses in coverage, or other unique circumstances.
From liability and SR-22 filings to collision and comprehensive coverage, The General’s policies are designed to get drivers protected quickly and affordably. At AutoInsurance.net, our goal is to help drivers connect with The General and other options to determine what is the best fit for your needs.
How AutoInsurance.net Connects You to the Right Coverage
AutoInsurance.net is a free comparison tool that puts you in the driver's seat. When you enter your information, we match you with The General or other carriers and brokers so you can weigh your options and choose a plan that genuinely fits your life and budget. No pressure, no hidden fees — just a smarter way to shop for auto insurance.
Coverage Options
The General offers a range of auto insurance coverage types to meet the needs of diverse drivers. Here’s what you can expect:
Liability Coverage
Covers bodily injury and property damage you may cause to others in an accident. Liability coverage is required in most states and forms the foundation of any auto insurance policy.
Collision & Comprehensive
Collision covers damage to your vehicle from accidents, while comprehensive protects against non-collision events like theft, vandalism, weather damage, and animal strikes.
SR-22 Filings
The General is well known for helping drivers who need SR-22 certification — a proof-of-insurance form required after certain violations. They streamline the filing process to get you back on the road.
Uninsured / Underinsured Motorist
Provides protection if you’re involved in an accident with a driver who has insufficient or no insurance coverage, helping cover your medical bills and vehicle repairs.
Add-Ons & Optional Coverages
Depending on your state and policy, additional options may include roadside assistance, rental car reimbursement, and medical payments coverage for extra peace of mind.
Sample Rate Comparison Factors
Your insurance options vary based on your driving history, location, vehicle, and coverage selections. Below is a comparison of typical rate factors across carriers:
| Factor | The General | Industry Average | Notes |
|---|---|---|---|
| Non-standard driver acceptance | High | Moderate | Specializes in flexible underwriting |
| SR-22 filing support | Available | Varies | Streamlined process in most states |
| Online quote speed | ~2 minutes | 5–10 minutes | Quick digital-first experience |
| Multi-policy discount | Available | Available | Bundle options may vary by state |
| Good driver discount | Available | Available | Savings for clean driving records |
| Mobile app | Yes | Yes | Manage policy, ID cards, payments |
*Rate factors are for informational purposes only and do not represent actual premiums. Your rate will depend on individual factors including driving history, location, and coverage choices.
Claims & Customer Service
The General provides multiple channels for filing claims and managing your policy. Policyholders can file claims by phone, through the mobile app, or online through The General’s website.
Customer support is available during standard business hours, and the mobile app allows 24/7 access to policy documents, digital ID cards, and payment management. Many customers report that the claims initiation process is straightforward and accessible.
As with all carriers, your experience may vary based on the complexity of your claim and your location. We recommend reviewing customer feedback specific to your state when evaluating service quality.
Frequently Asked Questions
Yes. The General is one of the most recognized carriers for SR-22 filings. They can handle the filing process in most states, helping drivers who need proof of financial responsibility get back on the road. Your quote will reflect any SR-22 requirements based on your state.
Yes. The General specializes in providing coverage for drivers who may have had a lapse in their insurance history. While a coverage gap may affect your rate, it will not necessarily prevent you from getting a policy.
Discount availability varies by state, but common discounts include multi-vehicle, good driver, and paid-in-full discounts. When you compare rates through our tool, applicable discounts will be factored into the quotes you receive.
The General is known for fast, digital-first quoting. Most drivers can receive an initial quote in roughly two minutes through the website or app.
The General is available in most U.S. states. The best way to confirm availability in your area is to enter your ZIP code in our comparison tool above. If The General is available in your state, it will appear in your results alongside other carrier options.
To get started, you only need your ZIP code. For a more accurate comparison, you may be asked for details about your vehicle, driving history, and desired coverage levels. The process is quick and takes approximately two minutes.