Tag Archive: auto insurance
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Welcome to one of Tennessee’s finest Insurance Agents - Ernie Hobbs
Ernie is a licensed agent with the state of Tennessee and offers a wide range of insurance products to consumers, including auto, home, boat, and even pet insurance. Ernie is based in Tullahoma a beautiful corner of Tennesee.
We’ve found Ernie a pleasure to speak with, he’s down to earth, easy going and a true [...]
Previous Stories
- Can I Drive Legally Without Insurance?
April 11th, 2008NO! Almost every state requires you to have auto liability insurance. All states also have financial responsibility laws. This means that even in a state that does not require liability insurance, you need to have sufficient assets to pay claims if you cause an accident. If you don’t have enough assets, you must purchase [...]
- California DMV Tips Passing Your Driving Test/Unsafe Lane Changes
March 19th, 2008Enjoy our series from the California Department of Motor Vehicles. This video might remind you of your early days in drivers training. The DMV has a few tips on changing lanes safely.
- Automobile Safety Primer- Seatbelts, Child Safety Seats Airbags and More
March 14th, 2008Crashworthiness: Crashworthiness, a term which refers to how well vehicles withstand different types of crashes, varies by category of vehicle as well as by make, model and year. Two groups conduct tests to determine crashworthiness—the Insurance Institute for Highway Safety (IIHS), which is an insurance-funded organization, and the U.S. Department of Transportation’s National Highway Traffic [...]
- Cracking UP - III reports US automobile crash statistics
March 11th, 2008The cost and crashworthiness of vehicles as well as drivers’ safety habits affect the cost of auto insurance. In 2006, 42,642 people died in motor vehicle crashes and an additional 2,575,000 people were injured, according to the U.S. Department of Transportation. Out of concern for public safety and to help [...]
- Vans and Minivans- How to be More Fuel Efficient
March 11th, 2008Many people are choosing vans and minivans for their multipurpose use. They hold up to eight people and when the seats are removed or lowered, can carry large amounts of cargo. Most vans are not known for their fuel efficiency, but minivan manufacturers have felt the pressure from consumers to make more fuel efficient models.
Here [...] - Saving money on auto insurance
February 11th, 2008Shop Around
Get at least three price quotes. You can call companies directly or access information on the Internet. Your state insurance department may also provide a means to compare prices.
Get quotes from different types of insurance companies. Some sell through their own agents. Some sell through independent agents who offer policies from [...] - What is auto insurance?
February 11th, 2008Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or [...] - More Ice Capades - Another Auto Insurer’s Bad Day
January 20th, 2008
- Night Driving - Safety Tips
January 16th, 2008Winter months and the end of daylight savings time means most commuters find themselves driving in the dark on a daily basis. As Katie Couric reports in the video, 90 percent of your reaction time is a factor of your ability to see. And for most of us, our ability [...]
- Buying Auto Insurance Without An Agent - Risky Business
December 7th, 2007Is it risky to buy automobile insurance without the use of an agent?
According to a Vertis Communications study, 40 percent of U.S. adults surveyed would buy automobile insurance directly via phone, Internet, or mail without first consulting an agent. This rake an 11 percent increase in the trend since 2003, according to Vertis Communications.
Area insurance [...]
