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In the United States over 254 million people subscribed to such wireless communication devices as cell phones as of February 2008, compared with approximately 4.3 million in 1990, according to the Cellular Telecommunications & Internet Association.
Increased reliance on cell phones has led to a rise in the number of people who use the devices while [...]

Every state in the US requires drivers to carry some minimal amount of insurance coverage before they pull that car out of the driveway. For most people, these minimum numbers would leave you significantly under covered. When buying coverage there are a number of factors to keep in mind, most importantly, [...]

Is there a difference between cancellation and nonrenewal?
There is a big difference between an insurance company canceling a policy and choosing not to renew it. Insurance companies cannot cancel a policy that has been in force for more than 60 days except when:
* You fail to pay the premium
[...]

If you’ve ever seen the crud that builds up on an exposed electrical connection, or tried to hook up a trailer hitch that’s been outside for a while, you know about the green corrosion that can prevent you from getting the current flowing.
Matthew Wright at

Crashworthiness: Crashworthiness, a term which refers to how well   vehicles  withstand different types of crashes, varies by category of vehicle   as well as by make, model and year. Two groups conduct tests to determine   crashworthiness—the Insurance Institute for Highway Safety (IIHS), which is   an insurance-funded organization, and the U.S. Department of Transportation’s   National Highway Traffic [...]

Long term trends in auto insurance claims show that America is becoming a safer place to drive, and hint that efforts to make cars, roads and highways safer are having positive benefits where it counts. The Insurance Research Council’s recently published 2008 Auto Injury Claims Report notes significant drops in the numbers of [...]

Many people are choosing vans and minivans for their multipurpose use. They hold up to eight people and when the seats are removed or lowered, can carry large amounts of cargo. Most vans are not known for their fuel efficiency, but minivan manufacturers have felt the pressure from consumers to make more fuel efficient models.
Here [...]

Shop Around
Get at least three price quotes. You can call companies directly or access information on the Internet. Your state insurance department may also provide a means to compare prices.
Get quotes from different types of insurance companies. Some sell through their own agents. Some sell through independent agents who offer policies from [...]

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or [...]

Your auto policy may include six coverages. Each coverage is priced separately.

Most states require drivers to have auto liability insurance before they can legally drive a car. (Liability insurance pays the other driver’s medical, car repair and other costs when the policyholder is at fault in an auto accident.)
All states have laws that set the minimum amounts of insurance or other financial security that drivers have [...]

If your teenager has just gotten a driver’s license, it may be hard to imagine handing over the keys to your brand new car, but that may be the smartest vehicle to choose.
The first years teenagers spend as drivers are very risky. In fact, teen drivers have the highest death rates of any age group. [...]

The state of California has new laws affecting drivers in 2008.
Violations could result in higher auto insurance premiums.
In brief, the new laws affect registration, smoking, license plate obstruction and probably the biggest issue, the use of cell phones.

New Laws for 2008 - Driver License
Unless otherwise indicated, these new laws become effective on January [...]

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Shop Around: Different companies charge different rates for the same coverage. Check your state insurance department’s website to see if the carrier you plan on going with has a high number of complaints and use online resources [...]

Is it risky to buy automobile insurance without the use of an agent?
According to a Vertis Communications study, 40 percent of U.S. adults surveyed would buy automobile insurance directly via phone, Internet, or mail without first consulting an agent. This rake an 11 percent increase in the trend since 2003, according to Vertis Communications.
Area insurance [...]

With many students leaving home and leaving for university or college in the coming weeks, parents should review their home insurance policies to ensure their children’s belongings - such as computers and other electronic gadgets - are adequately covered for loss or damage while they’re away from home.
Aside from the traditional stereo, review insuring expensive [...]

No, not “free auto insurance quotes”. Actual claims of “free auto insurance”.
First of all, who is idiotic enough to pay for an insurance quote when there are so many online quote services (wink wink, nudge nudge). To the claim of actual “free auto insurance” I say, no shout, TANSTAAFL!
TANSTAAFL is an [...]

(ARA) - Did you know that most people are not getting the best price for their auto insurance? Perhaps it’s easier to stay with the agent you’ve always known, or you don’t want to spend the time calling each agent individually. Whatever the excuse, procrastinating could be costing you hundreds of dollars.
The truth is auto [...]

Compared with 2006, U.S. drivers are expected to pay less for auto insurance this year, with the average premium rate dropping by half a percent. According to the Insurance Information Institute, this is the first decrease since 1999.
The national average premium rate is estimated at $847 per policy, which translates to a savings of [...]

The more you know about insurance, the more you’ll be able to save on your premiums. The good news we found a list of the most common money-saving tips to get you started:

Insure All Your Cars on the Same Policy Most insurance companies offer a “multi-car discount” for customers who insure more than one car [...]