Author Archive
You are browsing the archives of admin.
You are browsing the archives of admin.
Ernie is a licensed agent with the state of Tennessee and offers a wide range of insurance products to consumers, including auto, home, boat, and even pet insurance. Ernie is based in Tullahoma a beautiful corner of Tennesee.
We’ve found Ernie a pleasure to speak with, he’s down to earth, easy going and a true [...]
Every year thousands of American’s die on our roads as a result of alcohol or drug impaired drivers. Few activities carry the social stigma of drunk driving, and society has taken significant strides in combating driving under the influence. Here’s a quick primer on what states are doing about alcohol and motor vehicles.
[...]
In the United States over 254 million people subscribed to such wireless communication devices as cell phones as of February 2008, compared with approximately 4.3 million in 1990, according to the Cellular Telecommunications & Internet Association.
Increased reliance on cell phones has led to a rise in the number of people who use the devices while [...]
Speeding ticket recipients usually violate more than driving faster than the posted limit. Their crime is getting noticed. Avoid being seen and you tip the odds in your favor to prevent getting a nasty fine, points and maybe higher auto insurance rates.
Stay under the radar:
1) Drive within 5-10 mph of surrounding traffic. Police usually [...]
NO! Almost every state requires you to have auto liability insurance. All states also have financial responsibility laws. This means that even in a state that does not require liability insurance, you need to have sufficient assets to pay claims if you cause an accident. If you don’t have enough assets, you must purchase [...]
Can I turn there? not sure. better read my drivers handbook. Here is the fourth installment of our video classroom, courtesy of the California Department of Motor Vehicles. Ride along while we learn how to turn this thing around.
If you’ve ever seen the crud that builds up on an exposed electrical connection, or tried to hook up a trailer hitch that’s been outside for a while, you know about the green corrosion that can prevent you from getting the current flowing.
Matthew Wright at
It might be called a California Stop, but it won’t get you a passing grade in your drivers test. You can get an automatic fail if you don’t learn to stop properly. Don’t turn against a red arrow, don’t roll a stop sign. Sit back and watch this video [...]
Who has the right of way when you are driving? Failure to Yield can make you fail your test, or even get you killed.
Enjoy our series from the California Department of Motor Vehicles. This video might remind you of your early days in drivers training. The DMV has a few tips on changing lanes safely.
The first video in our California Department of Motor Vehicles video classroom on passing your drivers exam, is this quick video on making sure your vehicle is ready to drive.
Crashworthiness: Crashworthiness, a term which refers to how well vehicles withstand different types of crashes, varies by category of vehicle as well as by make, model and year. Two groups conduct tests to determine crashworthiness—the Insurance Institute for Highway Safety (IIHS), which is an insurance-funded organization, and the U.S. Department of Transportation’s National Highway Traffic [...]
Long term trends in auto insurance claims show that America is becoming a safer place to drive, and hint that efforts to make cars, roads and highways safer are having positive benefits where it counts. The Insurance Research Council’s recently published 2008 Auto Injury Claims Report notes significant drops in the numbers of [...]
The cost and crashworthiness of vehicles as well as drivers’ safety habits affect the cost of auto insurance. In 2006, 42,642 people died in motor vehicle crashes and an additional 2,575,000 people were injured, according to the U.S. Department of Transportation. Out of concern for public safety and to help [...]
Many people are choosing vans and minivans for their multipurpose use. They hold up to eight people and when the seats are removed or lowered, can carry large amounts of cargo. Most vans are not known for their fuel efficiency, but minivan manufacturers have felt the pressure from consumers to make more fuel efficient models.
Here [...]
Volvo is famous for safety. Give them acres of steel to work with and see what they can do. Here’s a video of Volvo Buses going through the infamous crash test dummy sequences.
AutoInsurance.Net is a member of the Lead.Net family of online insurance and financial services magazines and websites.
We work with some of the best names in the auto insurance marketplace including:
Shop Around
Get at least three price quotes. You can call companies directly or access information on the Internet. Your state insurance department may also provide a means to compare prices.
Get quotes from different types of insurance companies. Some sell through their own agents. Some sell through independent agents who offer policies from [...]
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or [...]
Your auto policy may include six coverages. Each coverage is priced separately.
Most states require drivers to have auto liability insurance before they can legally drive a car. (Liability insurance pays the other driver’s medical, car repair and other costs when the policyholder is at fault in an auto accident.)
All states have laws that set the minimum amounts of insurance or other financial security that drivers have [...]
If your teenager has just gotten a driver’s license, it may be hard to imagine handing over the keys to your brand new car, but that may be the smartest vehicle to choose.
The first years teenagers spend as drivers are very risky. In fact, teen drivers have the highest death rates of any age group. [...]
The state of California has new laws affecting drivers in 2008.
Violations could result in higher auto insurance premiums.
In brief, the new laws affect registration, smoking, license plate obstruction and probably the biggest issue, the use of cell phones.
New Laws for 2008 - Driver License
Unless otherwise indicated, these new laws become effective on January [...]
With 4 curious kids of my own, I thought this commercial from NationWide Auto Insurance was cute.
Welcome Houston Insurance Agency Gresham Insurance and Financial Agency
Firm Lic#: 1215568
Daniel Gresham
At Gresham Insurance & Financial Agency, Professional insurance agents providing individualized service. We provide our customers with quality service by providing timely quotes.
Auto, home, motorcycle, boat, commercial, life and financial services, serving the Houston, Cypress, Katy, Pearland, Richmond, Spring and surrounding communities.
We [...]
Winter months and the end of daylight savings time means most commuters find themselves driving in the dark on a daily basis. As Katie Couric reports in the video, 90 percent of your reaction time is a factor of your ability to see. And for most of us, our ability [...]
Normally when you drive, you expect that your car will respond to your wishes. You brake, it stops. You turn, it turns. What we sometimes forget, is that the responsivenes requires that the car be firmly gripping the road. Once you introduce ice, and kill the friction that lets you [...]
Now I realize that its not being offered in the United States Auto Marketplace yet, but the new super cheap ($2500?) Ratan Tata mini car being sold in India is a great place to touch on an intriguing question. Are we designing all of the give out of our cars?
The Tata is [...]
Use our Interactive Map to find a local auto insurance agent.
Every boy is into cars. Here’s a whole new way of getting into cars.
New premiums are in order, I guess.
Driving is a privilege for which we get licensed, not a right. When a teen establishes an irresponsible record that clearly endangers others, and himself, who should pay to insure his being on the road?
Insurance reform hikes driver’s bill to $104,000
Teen had 10 speeding tickets, 3 crashes since 2005
Tuesday, December 11, 2007
EDMONTON - [...]
Before you forget… Fill out our quote form and have a local Auto Insurance .net premier agent contact you.
Shop Around: Different companies charge different rates for the same coverage. Check your state insurance department’s website to see if the carrier you plan on going with has a high number of complaints and use online resources [...]
Is it risky to buy automobile insurance without the use of an agent?
According to a Vertis Communications study, 40 percent of U.S. adults surveyed would buy automobile insurance directly via phone, Internet, or mail without first consulting an agent. This rake an 11 percent increase in the trend since 2003, according to Vertis Communications.
Area insurance [...]
Source.
With many students leaving home and leaving for university or college in the coming weeks, parents should review their home insurance policies to ensure their children’s belongings - such as computers and other electronic gadgets - are adequately covered for loss or damage while they’re away from home.
Aside from the traditional stereo, review insuring expensive [...]
No, not “free auto insurance quotes”. Actual claims of “free auto insurance”.
First of all, who is idiotic enough to pay for an insurance quote when there are so many online quote services (wink wink, nudge nudge). To the claim of actual “free auto insurance” I say, no shout, TANSTAAFL!
TANSTAAFL is an [...]
Village Soup brings up a vital discussion concerning generic auto crash parts. I happily save on generic medications I buy, which are the equivalent of brand-names medicines. For new medicines that aren’t available in generic versions, I understand that I have no choice.
I think auto insurance carriers ought to allow the consumers [...]
(ARA) - Did you know that most people are not getting the best price for their auto insurance? Perhaps it’s easier to stay with the agent you’ve always known, or you don’t want to spend the time calling each agent individually. Whatever the excuse, procrastinating could be costing you hundreds of dollars.
The truth is auto [...]
NewsMax Reports:
According to the National Insurance Crime Bureau, the top 10 most stolen vehicles in the United States by make, model, and model year were:
1991 Honda Accord
1995 Honda Civic
1989 Toyota Camry
1994 Dodge Caravan
1994 Nissan Sentra
1997 Ford F150 Series
1990 Acura Integra
1986 Toyota Pickup
1993 Saturn SL
2004 Dodge Ram Pickup
In 2005 (the year with the most recent information [...]
Compared with 2006, U.S. drivers are expected to pay less for auto insurance this year, with the average premium rate dropping by half a percent. According to the Insurance Information Institute, this is the first decrease since 1999.
The national average premium rate is estimated at $847 per policy, which translates to a savings of [...]
The typical American driver will pay less for auto insurance this year than in 2006, according to the Insurance Information Institute. This is the first decrease in insurance premiums since 1999.But the average annual cost for car insurance is still a hefty $847 (it was $851 in 2006).
There are ways to bring down your costs:
• [...]
The more you know about insurance, the more you’ll be able to save on your premiums. The good news we found a list of the most common money-saving tips to get you started:
Insure All Your Cars on the Same Policy Most insurance companies offer a “multi-car discount” for customers who insure more than one car [...]