Lubbock AUTO INSURANCE (TX)

Located in northwestern Texas, Lubbock and its population of around 225,000 are spread over an area around 115 square miles.

Lubbock is located in a region that sees mild, semi-arid climatic conditions. Summers are characteristically hot while winters are sunny and mild. Precipitation is overall low with the summer months typically seeing the most rainfall and the winter seeing light snowfall. Thunderstorms are common in the spring and summer and tornadoes are not uncommon.

Lubbock is largest cotton-growing region in the world, which is largely fed by the Ogallala Aquifer. Due to the aquifer being depleted significantly in recent decades, new water conservation industries have developed to compensate. Overall, education and healthcare are the two main employers in the area.

Lubbock’s crime rate is higher-than-average with violent crimes in particular being much higher than the state average and property crimes being slightly higher than the state average. That said, violent crimes have declined somewhat in recent years but still remain much higher than elsewhere in Texas.

Crime and Fatal Accident Statistics (2008)

Fatal Accidents	Cars Involved	People Involved	Pedestrian Accidents	Caused by DUI/DWI	Auto Thefts (2007)
29	52	99	5	16	598

City Driving

Pop increase from commuters	Avg. commute time
+13,132	16.2 minutes
Avg. rainfall	Avg. Temp (annual)
18.7 inches rain	Jan. 38.1F, July 79.8F (59.7F)

Transportation

Major Highways
Access to Lubbock is accomplished via Interstate 27 and I-40. US-62 and US-82 also run through the city. US-87 provides a link to Amarillo. Encircling the city is Loop 289 which is intended as a beltway.
Total no. of bridges	Total length	Avg. daily traffic	Avg. daily truck traffic
4	62ft	61400	17712
Airports
Lubbock Preston Smith International Airport Town & Country Airpark Airport Bartos Farm Airport Reese Airpark Airport
Public Transportation
Lubbock is serviced by Citbus, which runs six days a week and has routes throughout the city and surrounding area.

Facts and Figures

Population (2009)	Male Female	Change since 2000	Living/Working	Area in Sq. Miles
225,856	48.6% 51.4%	+13.2%	85,412	114.8
Zip Codes
79401, 79402, 79403, 79404, 79405, 79406, 79407, 79408, 79409, 79410, 79411, 79412, 79413, 79414, 79415, 79416, 79423, 79424, 79430, 79452, 79453, 79457, 79464, 79490, 79491, 79493, 79499
Arenas/Sport Teams
Jones AT&T Stadium/Texas Tech Red Raiders. United Spirit Arena/Texas Tech University. Lubbock Municipal Coliseum

Contact the City

http://www.ci.lubbock.tx.us

Complaints and Insurance Fraud

Insurance companies usually have processes for customers to report fraud and submit complaints. If your company doesn't have a reporting system or fraud hotline, contact its headquarters.
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If you've witnessed or are a victim of insurance fraud in Lubbock, you should report it to the following organizations:
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Lubbock Better Business Bureau (BBB)
Texas Department of Insurance
Texas Attorney General
Coalition Against Insurance Fraud (CAIF)
National Association of Insurance Commissioners (NAIC)
Federal Bureau of Investigation (FBI)
National Insurance Crime Bureau (NICB)

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