Jersey City Auto Insurance (NJ)
Jersey City is New Jersey’s second-largest city with nearly 240,000 living on just 15 square miles. Jersey City is located within New York City’s metropolitan area and it functions as a vital transportation and distribution center. In addition, the city’s economy is driven by a powerful service industry which played a prominent role in its waterfront redevelopment. Newark’s office-space real estate market is also one of the nation’s largest.
Jersey City’s climate is a humid subtropical characterized by hot humid summers and cold dryer winters. The hottest months are July and August and while late spring and early autumn see the most rain. Winters can be wet and cold with prevailing wind patterns that blow in from the nearby Atlantic Ocean, which can also affect the area with an occasional hurricane or tropical storm. Strong thunderstorms are also possible during late spring and early summer and tornadoes are always a possibility.
Given its size, population density, and proximity to the New York area, crime in Jersey City can be higher than the national average. Violent crime in particular is considerably high though over the past few years it has been in a steady decline. On the plus-side, property crime and theft are lower than or on pace with the national average.
Crime and Fatal Accident Statistics (2008)
| Fatal Accidents | Cars Involved | People Involved | Pedestrian Accidents | Caused by DUI/DWI | Auto Thefts (2008) |
|---|---|---|---|---|---|
| 7 | 9 | 12 | 2 | 2 | 1218 |
City Driving
| Pop increase from commuters | Avg. commute time |
|---|---|
| -7,128 | 33.8 minutes |
| Avg. rainfall | Avg. Temp (annual) |
| 47.4 inches rain 27.8 inches snow | Jan. 30.6F, July 74.6F (52.6F) |
Transportation
| Major Highways | |||
|---|---|---|---|
|
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| Total no. of bridges | Total length | Avg. daily traffic | Avg. daily truck traffic |
| 137 | 45272ft | 2887393 | 222418 |
| Airports | |||
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| Trains | |||
| Passenger rail service is provided by Amtrak. | |||
| Public Transportation | |||
| PATH (Port Authority Trans Hudson) is the local mass transit service which connects Jersey City with Manhattan, Newark, Harrison, and Hoboken.The 20.5 mile Hudson-Bergen Light Rail Transit System runs from Bayonne to Ridgefield. | |||
Facts and Figures
| Population (2009) | Male Female | Change since 2000 | Living/Working | Area in Sq. Miles |
|---|---|---|---|---|
| 236,808 | +1% | 32,601 | 14.9 | |
| Zip Codes | ||||
| 07097, 07302, 07303, 07304, 07305, 07306, 07307, 07308, 07309, 07310, 07311, 07399 | ||||
Contact the City
http://www.cityofjerseycity.comComplaints and Insurance Fraud
Insurance companies usually have processes for customers to report fraud and submit complaints. If your company doesn't have a reporting system or fraud hotline, contact its headquarters.Â
If you've witnessed or are a victim of insurance fraud in Jersey City, you should report it to the following organizations:
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- Jersey City Better Business Bureau (BBB)
- New Jersey Department of Insurance
- New Jersey Attorney General
- Coalition Against Insurance Fraud (CAIF)
- National Association of Insurance Commissioners (NAIC)
- Federal Bureau of Investigation (FBI)
- National Insurance Crime Bureau (NICB)
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