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Charlotte AUTO INSURANCE (NC)

Charlotte is located in North Carolina halfway between the Appalachian Mountains and the Atlantic Ocean. Nicknamed the Queen City or The Hornet’s Nest, Charlotte has a rich culture and has played a significant role in American history. The city is divided into 199 neighborhoods surrounding central Uptown Charlotte. Millions of tourists flock to the city each year to experience the lively culture and see a number of attractions, most notably Freedom Park.

Despite its location along the Catawba River with the Norman, Wylie, and Mountain Island Lakes nearby, Charlotte does not have access to any significant bodies of water. The city has thus evolved to be a major center for highway, rail, and air transportation. This contributes to Charlotte’s high levels of air pollution. Charlotte lies directly in the path of subtropical moisture moving northeast up from the Gulf of Mexico. The city thus receives a great deal of annual precipitation year round, occasionally experiencing thunderstorms of flash flooding.


Charlotte is a large U.S. financial center as well as the second-largest banking center in the country. The energy sector is also growing rapidly and the city is referred to as “The New Energy Capital.” The city has consistently been ranked among the best places in the country to live for lifestyle, opportunities, crime rates, affordability and outdoor appeal.

Crime in Charlotte is relatively low. While the city was ranked the 27th most dangerous of 338 U.S. metropolitan areas, crime levels are still consistently below national averages, and continue to decline.

Crime and Fatal Accident Statistics (2008)
Fatal Accidents Cars Involved People Involved Pedestrian Accidents Caused by DUI/DWI Auto Thefts (2007)
59 85 130 19 22 6018
City Driving
Pop increase from commuters Avg. commute time
+114,655 25.1 minutes
Avg. rainfall Avg. Temp (annual)
43.1 inches Jan. 39.3%, July 79.3F (60.1F)
Transportation
Major Highways
  • Charlotte is accessible via Interstate 77 and 85, which intersect the city.
  • I-40 is just a half-hour's travel away.
Total no. of bridges Total length Avg. daily traffic Avg. daily truck traffic
351 4108ft 10183556 1202867
Airports
  • Charlotte/Douglas International Airport
  • Wilgrove Air Park Airport
Public Transportation
The Charlotte Department of Transportation (CDOT) provides local commuter service via buses, shuttle services, and two vanpool programs as well as special transportation services for the disabled.
Facts and Figures
Population (2009) Male Female Change since 2000 Living/Working Area in Sq. Miles
709,441
49%
51%
+31.2% 230,558 242.87
Zip Codes
28201, 28202, 28203, 28204, 28205, 28206, 28207, 28208, 28209, 28210, 28211, 28212, 28213, 28214, 28215, 28216, 28217, 28218, 28219, 28220, 28221, 28222, 28223, 28224, 28225, 28226, 28227, 28228, 28229, 28230, 28231, 28232, 28233, 28234, 28235, 28236, 28237, 28240, 28241, 28242, 28243, 28244, 28246, 28247, 28250, 28253, 28254, 28255, 28256, 28258, 28260, 28261, 28262, 28265, 28266, 28269, 28270, 28272, 28273, 28274, 28275, 28277, 28278, 28280, 28281, 28282, 28283, 28284, 28285, 28286, 28287, 28288, 28289, 28290, 28296, 28297, 28299
Arenas/Sport Teams
  • Bank of America Stadium/Carolina Panthers (NFL)
  • Charlotte Bobcats Arena/Charlotte Bobcats (NBA)
  • Halton Arena/University of North Carolina

Contact the City

http://www.charmeck.nc.us

Complaints and Insurance Fraud

Insurance companies usually have processes for customers to report fraud and submit complaints. If your company doesn't have a reporting system or fraud hotline, contact its headquarters.
 
If you've witnessed or are a victim of insurance fraud in Charlotte, you should report it to the following organizations:
 
  • Charlotte Better Business Bureau (BBB)
  • North Carolina Department of Insurance
  • North Carolina Attorney General
  • Coalition Against Insurance Fraud (CAIF)
  • National Association of Insurance Commissioners (NAIC)
  • Federal Bureau of Investigation (FBI)
  • National Insurance Crime Bureau (NICB)

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