California Auto Insurance Agents

If you live in California and are looking for an auto insurance agent to help you with your insurance needs, you've come to the right place.

Auto insurance agents are fully qualified professionals whose goal is to make the process of buying auto insurance easy and enjoyable for you- their customer. They are able to compare prices from different insurance companies and find the best combination of coverage and cost.

By asking the right questions about your personal needs and circumstances with regards to insurance and listening carefully to your answers, a good agent can put together a comprehensive auto insurance policy which protects you and your property, as well as your assets. You can rely on your agent to stand by you when you have a claim and to always make sure your policy is up-to-date and continues to meet the needs of your changing lifestyle.

If are interested in getting a quote from a qualified agent, use our Agent Locator to find an extensive list of agents in your local area. Any one of these professional agents will work hard to make sure you get the best California Auto Insurance policy available that meets both your needs and budget.

Compare Auto Insurance in California

By law, every California motorist is required to carry and maintain auto insurance that meets the state's requirements. The State of California insists that drivers carry both bodily injury and property damage liability insurance coverage.

If you are held responsible for an auto accident which results in injury to a person or persons, bodily injury liability coverage provides funds for accident-related medical expenses, pain and suffering, and lost wages. The minimum coverage amounts as required by the State of California are $15,000 for bodily injury per person, $30,000 for bodily injury per accident $5,000 for property damage.

If you are found liable for an accident which results in damage to another motorist's vehicle, property damage liability provides funds to pay for those damages. California sets a minimum amount of $5,000 for property damage liability coverage.

When putting together your auto insurance policy, it's important to remember that whatever amount you select is the maximum amount that your insurance provider will pay out on a claim. The minimum amounts as required by law are often times not enough to fully cover damages which occur in an accident for which you are responsible. Therefore, you may want to consider choosing higher amounts of insurance coverage when you purchase your policy.

Your auto insurance agent is a knowledgeable and trusted source for information regarding the state's minimum requirements and also any other questions you may have about different types of coverage and amounts.

For any other concerns or questions, please contact:

California's Department of Insurance

Consumer Services Division 200 S. Spring St. - South Tower Los Angeles, CA 90013

(213) 897-8921 local (800) 927-4357 toll-free (800) 482-4833 hearing-impaired

Tips to saving money on your insurance premiums

• Raise your deductible. Remember, the higher your deductible, the lower the cost.
• If you're purchasing a new vehicle, get an insurance quote before you buy. Insurance prices can vary dramatically depending on the make and model of the car you purchase.
• Drive carefully. A clean driving record can add up to big savings when buying insurance.
• Reduce coverage on an older vehicle, especially if it's paid for.
• Group your policies together. This can earn you up to 10% off your total premium cost at some insurance companies.
• If you have a teenage driver in the family, ask about teen driver discounts.
• Improve your credit score. Many insurance companies use your credit score to determine the amount of your premium. Check your credit score before applying for insurance to make sure it is accurate and up-to-date.

By taking advantage of these money-saving tips and working with a professional insurance agent, you can be confident that you are getting the lowest possible rate on your auto insurance policy!