Auto Insurance Articles

Things to remember after an accident Say you’ve just had an accident. You’re probably confused, upset, and possibly scared. While these are natural feelings to have after a collision, it’s important to keep your wits abou ... more > Driver’s License Points Systems State point systems In most states, when a driver is ticketed for a moving violation such as speeding, running a red light, unsafe lane change, and so on, he or she gains points on their dr ... more > Blood Alcohol Content What is Blood Alcohol Content? Drinking causes the concentration of alcohol to gradually rise in a person’s blood. This is measured as the Blood Alcohol Content (BAC) and is used to deter ... more >
Auto Insurance Buying Guide The premise behind an auto insurance policy is a distinct level of coverage for bodily injury liability and property damage liability from homeowner's insurance. Bodily injury liability prov ... more > Is Your Car Safe? Every year, the Insurance Institute for Highway Safety (IIHS) conducts thousands of crash tests to determine which cars are the safest. These tests give insurers a clear idea how well ve ... more > Picking an Insurance-Friendly Car As a general rule-of-thumb - the faster and flashier a car is the more expensive it is to insure. In fact, the type of vehicle you drive directly influences how much you pay for auto ins ... more > How Insurance Premiums Are Figured Auto insurance is a necessity you purchase in case some calamitous event befalls you in the future. One may wonder how auto insurance companies figure premiums costs to cover future event ... more > Frequently Stolen Vehicles NICB Contrary to what would pass as conventional wisdom, the cars that most often are the target of thieves aren't the most expensive or fanciest. According to the National Insurance Crim ... more > Auto Insurance for Used Cars Many drivers purchase used cars in order to save their money on the initial costs of a down payment as well as the high monthly payments associated with a new car. These car owners realize t ... more > Auto Insurance for Students The average high school and college student needs to deal with a lot of dangers in their lives. The high rate of car accidents, alcoholism, pregnancy and other issues arising among students ... more > Tips on Avoiding Auto Accidents While credit history and other criteria help insurers determine your level of risk as a driver, your history as a motorist is still the gold standard. Insurers use actuarial tables and stati ... more > The Influence of Credit on Auto Insurance Your credit score and report is used by insurance companies, lenders and employers to determine your ability to responsibly handle money on a daily basis. Lenders use credit scores to assess ... more >