Buying Auto Insurance Without An Agent - Risky Business
Is it risky to buy automobile insurance without the use of an agent?
According to a Vertis Communications study, 40 percent of U.S. adults surveyed would buy automobile insurance directly via phone, Internet, or mail without first consulting an agent. This rake an 11 percent increase in the trend since 2003, according to Vertis Communications.
Area insurance agencies and organizations say that buying automobile insurance on the phone, Internet, or via mail without an agent’s assistance could lead to the purchase of the wrong coverage.
“There’s definitely a risk you’ll buy the wrong insurance,” says Timothy Dodge, director of research and external communications for Independent Insurance Agents & Brokers of New York, Inc (IIABNY). “They are very complicated contracts and not easy to understand.”
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